Configure your plan
Numbers update live as you change inputs. This is an estimate — your official numbers come from the signed adhesion contract.
All amounts in Mexican pesos (MXN). USD ≈ MXN ÷ 17. The plan, by Mexican regulation, must be denominated in MXN.
APEX is an optional upfront contribution — think of it as a flexible down payment. Higher APEX means faster adjudication.
Adjudication is the month we close on the property in your name and you take possession.
CAT 6.0% annual fixed — the Total Annual Cost (all-in interest-equivalent rate). Mexican bank mortgages run 11–14%.
Property amount
How much you want to finance — $300K to $15M MXN
APEX (optional down payment)
Larger APEX shortens the adjudication month
Plan
Fixed = same payment forever. Step-up = lower start, +2.5% every 6 months.
Annual payments?
1% of the contracted amount each December (up to 15 payments). Reduces your monthly.
One-time inscription fee of approximately 4% of the contracted amount is paid at signup (separate from APEX and monthly payments). Your advisor confirms the exact figure.
Estimated monthly · pre-adjudication
$11,887/mo
in Mexican pesos (MXN)
Promotional Step-up
APEX upfront
$400,000
20% of $2,000,000
Adjudication
Month 18
From completing APEX
Why this plan: Promotional Step-up gives the same fast adjudication as Promotional Fixed but with a lower starting payment after adjudication that grows over time — best when your income grows.
Capital contribution aport.
$8,041
Administration fee admin.
$5,000
VAT on admin IVA 16%
$800
Life insurance SV
$1,300
Monthly total
$15,141
Adjudication month by APEX
APEX 40%
Mo 6
APEX 30%
Mo 12
APEX 20%
Mo 18
APEX 15%
Mo 24
No APEX
~Mo 72
Adjudication months are written into the contract once you finish paying your APEX. The clock starts at APEX completion, not contract signing.